Terms of Service

Important terms and conditions for using our trading platform

Last updated: September 2024

These Terms of Service ("Terms") govern your use of the SmartPinvest Finance trading platform and services. By accessing or using our platform, you agree to be bound by these Terms and our Privacy Policy.

1. Acceptance of Terms

By creating an account or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or platform notification. Continued use of our services after such modifications constitutes acceptance of the updated Terms.

2. Eligibility

To use our services, you must:

  • Be at least 18 years old (or the age of majority in your jurisdiction)
  • Have the legal capacity to enter into binding contracts
  • Not be a resident of a restricted jurisdiction
  • Comply with all applicable laws and regulations
  • Provide accurate and complete information during registration
  • Not have been previously suspended or banned from our platform

3. Account Registration

Account Creation

You must provide accurate, current, and complete information during registration. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Identity Verification

We are required to verify your identity in compliance with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. This may include providing:

  • Government-issued photo identification
  • Proof of address
  • Financial information and source of funds
  • Additional documentation as required

4. Trading Services

Available Instruments

Our platform offers trading in:

  • Cryptocurrencies and digital assets
  • Foreign exchange (Forex) pairs
  • Stocks and equity securities
  • Exchange-traded funds (ETFs)
  • Other financial instruments as available

Automated Trading

Our automated trading algorithms execute trades on your behalf based on predetermined strategies and risk parameters. While we strive for optimal performance, we cannot guarantee profits or prevent losses.

Order Execution

We will use reasonable efforts to execute your orders promptly, but execution is subject to market conditions, liquidity, and other factors beyond our control.

5. Fees and Charges

You agree to pay all applicable fees, including:

  • Trading Fees: Commissions and spreads on executed trades
  • Management Fees: Fees for automated trading services
  • Deposit/Withdrawal Fees: Transaction fees for funding operations
  • Inactivity Fees: Charges for dormant accounts
  • Currency Conversion: Fees for currency exchanges

Current fee schedules are available on our platform and may be updated with notice.

6. Risk Disclosure

Important Risk Warning

Trading financial instruments involves substantial risk and may result in the loss of your invested capital. You should not invest money that you cannot afford to lose.

Specific Risks

  • Market Risk: Prices can fluctuate rapidly and unpredictably
  • Leverage Risk: Amplified gains and losses from borrowed capital
  • Liquidity Risk: Difficulty in executing trades at desired prices
  • Technology Risk: Platform outages and technical failures
  • Regulatory Risk: Changes in laws and regulations
  • Counterparty Risk: Risk of default by trading partners

7. Prohibited Activities

You agree not to engage in the following activities:

  • Market manipulation or insider trading
  • Money laundering or terrorist financing
  • Fraudulent or deceptive practices
  • Unauthorized access to our systems
  • Violating applicable laws or regulations
  • Creating multiple accounts without permission
  • Attempting to circumvent platform restrictions
  • Engaging in abusive or harassing behavior

8. Limitation of Liability

Service Availability

While we strive to provide uninterrupted service, we do not guarantee that our platform will be available at all times. We are not liable for losses resulting from service interruptions.

Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose.

Limitation of Damages

To the maximum extent permitted by law, our total liability for any claims shall not exceed the fees paid by you in the 12 months preceding the claim.

9. Additional Terms

Governing Law

These Terms are governed by the laws of New York, United States, without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

10. Contact Information

For questions about these Terms, please contact us:

Email: legal@smartpinvest.com

Phone: +1 (800) MIGPIN

Address: 123 Financial District, New York, NY 10005

Agreement Acknowledgment

By using our platform, you acknowledge that you have read, understood, and agree to these Terms of Service.

Risk Disclosure: Trading and investing involve substantial risk of loss and may not be suitable for all investors. Past performance is not indicative of future results. Please read our full risk disclosure.